We buy insurance because we have to. We have a mortgage, the bank insists we have insurance. We have and drive a car and the states require we have a minimum liability policy. If we are important enough at our job or our job is risky enough our company insists on insurance. I believe in climate change. However, for the naysayers, it would have to be mandated by the state or govt. especially if it costs the individual money.
What about home owners in flood risk areas being uninsurable ……
We buy insurance because we have to. We have a mortgage, the bank insists we have insurance. We have and drive a car and the states require we have a minimum liability policy. If we are important enough at our job or our job is risky enough our company insists on insurance. I believe in climate change. However, for the naysayers, it would have to be mandated by the state or govt. especially if it costs the individual money.